Landlord Insurance

What is Landlord Insurance?

Landlord Insurance protects a home against the perils specifically named in the policy.

What is covered by a Landlord Insurance Policy?

Many common causes of damage, such as fire, smoke damage, windstorm, hail, and lightning, are usually listed as covered “named peril” in a Landlord Policy.

It is important to know that Landlord Insurance only covers the structure of the home and other named perils you have selected such as: full replacement cost coverage on dwelling, water damage, water backup, and loss of rents coverage.

 

What is NOT covered by a Landlord Insurance Policy?

If something other than the named peril causes damage to the home, the policy does not cover the loss.

 

How to get a Landlord Insurance Policy in Austin or Texas in general?

Contact Accent Sotelo Insurance.

 

What are the requirements needed to acquire a Landlord Insurance?

You need to be the titled owner of the property.

Dwelling Protection

Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.

Personal Property

Provides coverage for your household items in the event of a fire, theft or other covered loss.

Extended Replacement Cost

Provides additional coverage up to 125% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.

Additional Living Expenses:

Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

Personal Liability Protection:

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection

Pays medical expenses for your guests who are accidentally injured on your property.

Identity Theft Protection

Pays for expenses you incur as a result of criminal identity theft.

Scheduled Property

Additional personal property coverage for valuables, such as antiques, fine art and jewelry

*Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.

Uncover discounts for extra savings

Everybody loves to save money, so we also offer a variety of discounts that can you save even more off of Accent Sotelo’s already low rates. Take a look at these:

Protective Devices Discount

You can receive discounts for smoke alarms, deadbolts, burglar alarms and more.

New Home

Gated Community

Selecting a higher deductible

New Purchase

*Discounts may vary by state.

 

Go multi-policy

Make sure you ask your local agent about our AUTO+HOME discount. You could save hundreds of dollars a year when you insure both your auto and your home with Accent Sotelo.