Dwelling Fire Insurance


What is a Dwelling Fire Insurance?

Dwelling Fire Insurance protects a home against the perils specifically named in the policy.

What is covered by a Dwelling Fire Insurance Policy?

Many common causes of damage, such as fire, smoke damage, windstorm, hail, and lightning, are usually listed as covered “named peril” in a Dwelling Fire Policy.

It is important to know that Dwelling Fire Insurance only covers the structure of the home and other named perils you have selected such as: full replacement cost coverage on dwelling, water damage, water backup, and loss of rents coverage.

What is NOT covered by a Dwelling Fire Insurance Policy?

If something other than the named peril causes damage to the home, the policy does not cover the loss.

How to get a Dwelling Fire Insurance Policy in Austin or Texas in general?

Contact Accent Sotelo Insurance

What are the requirements needed to acquire a Dwelling Fire Insurance?

You need to be the titled owner of the property?

Our mission is to provide an unparalleled experience to our clients by informing them of the nature and treatment of risk in our society.